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Insurance Coverage & Bad Faith

Pittsburgh, PA, WV, OH, & MA Insurance Coverage & Bad Faith Lawyers

Our Pittsburgh-based contingent fee attorneys represent individuals and businesses in insurance coverage and bad faith lawsuits in Pennsylvania, West Virginia, Ohio & Massachusetts.

Based in Pittsburgh, we represent insurance policyholders, both individuals and companies, in Pennsylvania, West Virginia, Ohio, and Massachusetts who have been seriously harmed by the bad faith conduct of insurance companies.  We file lawsuits, in state and federal courts, primarily in Pennsylvania, West Virginia, Ohio, and Massachusetts, against insurance companies for breach of contract and bad faith (also known as “breach of the duty of good faith and fair dealing,” implied by law into insurance policies).

Lawyers Who Are Experienced with Marine, Commercial, Auto, and Homeowners Insurance Policies

We litigate claims for breach of contract and bad faith arising from Protection & Indemnity (“P&I”), Hull & Machinery, Yacht, Charterers, Marine Employer Liability (“MEL”), Marine General Liability (“MGL”), Wharfinger, Terminal Operator, Stevedore, Ship Repairer, Marina Operator, Cargo, Oil Pollution, Commercial General Liability (“CGL”), Personal Auto, Commercial Auto, Homeowners, Motorcycle, other common policy forms, as well as manuscripted policies.

We are familiar with the terms and conditions common in these and other insurance policies, unique admiralty & maritime and state and federal laws, rules, regulations, and presumptions governing how courts interpret these policies.

Contingent Fee (No Recovery, No Fee), Blended, and Hourly Fee Structures

While we handle certain matters on an hourly basis, potential clients may be particularly interested in G&O’s willingness to forego the traditional dollars times hours fee structure — the billable hour — and instead handle these type of cases on a contingent fee.  Contingent fees perfectly align the interests of the client and the law firm.  With a contingent fee, we share the risks of litigation with our clients, because our firm does not earn a fee unless and until there is a settlement or judgment in our client’s favor.

If we agree to take a case on a contingent fee, this generally means that our law firm advances the costs for the lawsuit, including the fees of experts and consultants. Thus, a client will not owe us a fee unless and until there is a settlement or judgment in the client’s favor.  When/if such occurs, the client would then owe us the agreed-to fee and any case expenses (such as court reporter charges, medical records fees, expert witness fees, etc.) which the client had previously agreed in writing were also its responsibility.

We will also consider blended hourly/contingent fee arrangements and reduced hourly fees in exchange for defined success bonuses.

Clients Should Reward Results, Not Just Efforts

We believe individuals and corporate clients, from small and mid-sized businesses to multinationals, should see value from their outlays for legal services, and reward results, not just efforts.

Our Collaborative Approach

For clients with an existing counsel relationship, we collaborate with your current in-house or outside legal team to achieve the results you seek.